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Business UnitPayment digitalisation in Africa

Digital payments built for African markets

Issuing, acquiring, POS, online and link-based payments: Scoolis digitalises the payment chain for neobanks, fintechs and merchants across the region.

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  • Multi-currency: XOF, XAF, GNF, CDF, MGA
  • Regional and international networks
  • 24/7 monitoring
Données de démonstration
Our services

From card to payment link

A complete payment chain, deployed and monitored by a team that knows your networks and currencies.

Digital payments

Payment digitalisation

Every second of downtime costs transactions. We issue, acquire and route your payments across every channel, in real time.

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Card issuing

Personalisation, limits by profile, full card lifecycle.

POS and acceptance

Terminal fleet, ATMs, mobile money: unified acceptance at the point of sale.

Payment links and e-commerce

Collect remotely by link, QR code or online store.

Direct Carrier Billing (DCB)

Charge your digital services straight to the subscriber’s mobile credit, with no card or bank account.

Switching and routing

Authorisation and routing of transactions to your issuers and networks.

Monitoring and reporting

Dashboards, reconciliation and real-time alerts.

Fraud prevention

Risk rules and scores applied to every transaction.
Integrations

Connected to mobile money operators and card networks

We collect and pay out through the channels your customers already use, from one country to the next.

VIVisaOrange MoneyAirtel MoneyWaveTMoneyMyNITAAfrimoney
MAMastercardMTN MoMoM-PesaMoov MoneyFree MoneyTelecel MoneyAmana
View all integrations
Features

Everything you need to run your payments

Authorise in milliseconds, across every channel

Every transaction is checked, routed and approved in real time, whatever the currency or channel.

  • Routing to the right issuer or network
  • Rules by channel, country and limit
  • High availability and automatic failover
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Client results

Measured at our clients

Digital payments
99,9 %
Payment service availability
"Our cards and payment channels now work across the entire regional network, without interruption even during month-end peaks."
Digital payments
184 ms
Average authorisation time
"Merchants no longer see any difference between a local card and an international one."
Pricing

One flat commission, known upfront

Our platform fee applies to the amount of each transaction. The mobile money rate is the same in every country we cover, except Niger.

3% Mobile money — collection On every payment collected from a mobile wallet.
3% Mobile money — withdrawal On every payout sent to a mobile wallet.
4% Visa and Mastercard cards On every card transaction, in every country.

West Africa XOF

Country Collection Withdrawal
Benin 3% 3%
Burkina Faso 3% 3%
Ivory Coast 3% 3%
Guinea-Bissau 3% 3%
Mali 3% 3%
Niger 4% 4%
Senegal 3% 3%
Togo 3% 3%

Central Africa XAF

Country Collection Withdrawal
Cameroon 3% 3%
Central African Republic 3% 3%
Congo 3% 3%
Gabon 3% 3%
Equatorial Guinea 3% 3%
Chad 3% 3%

Other markets

Country Collection Withdrawal
Guinea 3% 3%
Mauritania 3% 3%
DR Congo 3% 3%
Rwanda 3% 3%
Madagascar 3% 3%
Ghana 3% 3%
Nigeria 3% 3%
The Gambia 3% 3%
Sierra Leone 3% 3%
Kenya 3% 3%
Tanzania 3% 3%

A digital payments project?

The Digital Payments team replies within 48 hours: issuing, acquiring, POS or remote payment.

Contact the teamEmail us